Personal

Best for: Individuals wanting asset diversification, privacy, or multi-currency access.Features Held in your own name Multi-currency balances (USD, EUR, GBP, CHF, etc.) International debit cards & wire transfers Common reasons Protect wealth from local instability Hold foreign currency International travel or relocation

Best for: Long-term capital preservation.

Features

• Usually requires higher minimum balances
• Interest-earning
• Interest rates vary widely
• Lower risk
• Often used alongside personal accounts

Best for: High-net-worth individuals (HNWI).

Features

• Typical minimums
• Very high minimum deposits

• Wealth management & estate planning
• Dedicated relationship manager
• USD $250,000 → $1,000,000+